Key Responsibilities :

Develop and manage a portfolio of SME clients and loan accounts.
Identify, prospect, and assess businesses across various sectors through regular field visits.
Complete loan applications and prepare all required credit documentation, including cash flow analyses, financial ratio assessments, and other credit evaluation tools.
Analyze financial statements and assess clients' creditworthiness to support sound lending decisions.
Prepare financing recommendations in accordance with institutional policies, procedures, and credit guidelines.
Maintain a high-quality loan portfolio through proactive client follow-up, repayment monitoring, and effective relationship management.

Requirements :

Bachelor's degree in Business Administration, Finance, Accounting, Economics, or a related field.
Proven experience in SME lending, business analysis, credit assessment, or relationship management.
Strong knowledge of financial statement analysis, cash flow preparation, and credit evaluation principles.
Excellent communication, analytical, and interpersonal skills.
Willingness to travel within assigned territories.
Must own a vehicle.
Proficiency in Microsoft Office applications, with advanced knowledge of Excel considered an asset